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    Apply now for a guaranteed account

    Open to everyone* – No Bank Account Needed!
    Open an account instantly

    The eccount is ideal if you:

    • Are an undischarged bankrupt
    • Have a debt management plan or IVA
    • Need help managing your money
    • Struggle to keep on top of your finances
    • Have a bad credit history or adverse credit
    • Have been turned away from the high street banks

    Apply Now – There are No Credit Checks!

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    Get rewarded when you shop

    Earn at least 3% on your shopping
    when you use your VISA card at participating retailers.

    • Use your card instore or online at participating retailers
    • Cashback rewards are paid monthly back to your eccount
    • Use your Cashback rewards how you wish
    • There is no additional charge – It’s included for all customers

    Apply Now – There are No Credit Checks!

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    Free Mobile Banking app

    With the NEW eccount money mobile app for iPhone and Android™
    you can manage your money on the move.

    • Check your balance
    • View your statements
    • Pay bills or make payments
    • Pay money into your eccount
    • Move money from your eccount to your card
    • Contact eccount money
    • Report your card lost/stolen

    Find out more & Get the app

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    Pay in at your convenience

    You can Pay in Cash for FREE at any Post Office branch.
    That’s nearly 12,000 locations nationwide.

    • Pay in cash at any Post Office branch nationwide
    • Simply swipe your eccount money VISA card at the counter
    • Cash is then made available on your eccount
    • There is no additional charge for this service – It’s FREE

    Apply Now – There are No Credit Checks!

Earn cashback rewards

Earn at least 3% on your shopping when you use your VISA card at participating retailers.

Friendly and helpful service

Call our dedicated UK based Customer Care team and they'll help you to manage your money.

Pay bills & make payments

With eccount money you can set up and pay standing orders at no extra cost. They're easy to set up and manage.

Access your account 24/7

Online and Mobile banking help you stay in control of your money 24 hours a day, 7 days a week.

Pay in at 37,000 locations

Pay in cash at any Post Office branch for FREE or PayPoint outlet (3%). You can also have your wages and any benefits paid in.

Simple fixed cost banking

Pay £12.50 per month with no hidden charges, ATM withdrawals cost 50p. We'll help you manage your money.

Open your account with eccount money instantly - Open to everyone* No Bank Account Needed! Apply Online Now

Improved mobile banking

  • Manage your eccount
  • Check your balance
  • Move money from your eccount to your card
  • View your most recent transactions
  • Report your card lost/stolen

Find out more.

Bad Credit? No Problem

There are No Credit Checks, your application is processed instantly regardless of a poor credit history or bad credit score.

No Hidden Charges

With eccount money, there are No Hidden Charges so you can easily budget and manage your money.
£12.50 to open, £12.50 per month. View all fees