How to safely use your eccount on the move

Online banking is one of the great promises of the digital age. Just imagine a world where you can deal with all your financial transactions yourself, in your own time and wherever you are. Sounds too good to be true? In some respects, it still is. An eccount, for example, puts you in full control of your transactions and liberates you from dismal customer service and inconvenient branch office opening times. On the other hand, just because you can technically speaking use your eccount on the move, you should never forget to keep a few basic safety precautions in mind.

On the move yes, in public no

One of the signature features of the eccount user interface is that it allows you to deal with all vital banking facilities. There is literally no difference between “branch office banking” and “personal banking”, as all transactions are at your fingertips and just a few clicks away. In practise, this means you can log into your eccount from your hotel room in a foreign city, from a conference room in London or while staying at a friend’s house abroad. In all of these examples, online banking is almost as safe as in your own home and you can make full use of the eccount’s features. There are, however, other places far less suited to online banking: An Internet cafe or a train, for example. Entering your password or working with sensitive information in public spaces like these means playing with fire, since you can never be 100% sure you’re not being watched.

So, ideally, stick to a simple rule:

Using your eccount while travelling is perfectly fine, as long as you’re not using it in public spaces.

Extreme situations, extreme caution

Needless to say, there are exceptions to each rule. And there will certainly be situations when you will need to take care of an urgent banking matter while travelling. In cases like this, you may actually have to perform some banking activities in public spaces. If so, at least make sure to keep the risk to a minimum. Here are a few important things you should keep in mind:

  • Never use public networks for banking transactions. Public networks, after all, can be accessed more or less freely by many different people and tend to be insufficiently monitored. Get yourself a Wireless USB Modem instead, which allows you to browse and perform online banking transactions on your own, safe connection. These may add a few Pounds to your bill – but may end up saving you many more by protecting you from fraud.
  • Spy Cameras are highly advanced today and can be placed several feet away from you without you even having the slightest suspicion. This is why, whenever possible, you should at least try to find a remote corner of the location you’re at or try to find a spot where people can’t look over your shoulder or see what you’re typing. And always make sure to shield your keypad when typing in the password and login information.

By keeping these points in mind, you can make sure to considerably reduce the risk of online fraud and use the eccount for what it was made for: The ultimate efficient and convenient online banking experience.